Prosperity Plus
Your plan for a carefree future
with Prosperity Plus and pillar 3b
Freedom, independence, financial strength – protect yourself with pillar 3b, for today and your future. Get more out of your savings and invest in your prosperity balance.
Flexibility and confidence for your pension plan. Enjoy ongoing access to your capital and take advantage of the long-term return opportunities of the capital market. Ideal for those seeking reliable, future-oriented pensions with insurance cover.
Secure access to the diverse world of funds – benefit from all market developments. Prosperity Plus gives you the freedom to react to change. Fast. Effortlessly. And to your advantage. Take the opportunity to make flexible adjustments to your premium payments. This will give you 100 % control over your assets.
Your benefits:
- Free choice of premium amount
Premium amount can be individually chosen (at least CHF 1,200 per year)
- Flexibility when it really matters
Premium exemption in the event of incapacity to work due to illness or accident (6, 12, or 24 month-long waiting times)
- Get your premiums protected
Option to include a premium guarantee (50 %, 80 % or 100 % of the investment premium
- Flexible payment plan
Duration and payout timing are freely selectable
- Individual supplemental payments
Possible at any time Flexible supplementary payments from CHF 500 are possible at any time
New goals? Change your investment strategy! Shift investments from one fund to another in order to react intelligently to market change. Switch by changing the distribution of your future deposits to keep the portfolio up-to-date and tailored to you.
The parachute for your pension plan! If retirement is approaching, end-of-contract management ensures that your investments are transferred to low-risk investments. This protects your saved capital – ensuring you can glide into retirement with ease!
Make sure you have a robust portfolio! If the value your investments changes, it can affect your strategy. By rebalancing, you sell or buy investments to restore the desired split and manage the risk. An important process to achieve your financial goals.
Still have questions?
We can answer them! There are different ways to contact us. We will be happy to help you.