Your plan for a carefree future
with Prosperity Plus and Pillar 3b

Your investment in your independence

Freedom, independence, financial strength – protect yourself with Pillar 3b, for today and your future. Get more out of your savings and invest in your prosperity balance.

Plan your pension provision with certainty

Flexibility and confidence for your pension plan. Enjoy ongoing access to your capital and take advantage of the long-term return opportunities of the capital market. Ideal for those seeking reliable, future-oriented pensions with insurance cover.

Full control. With full flexibility.

Secure access to the diverse world of funds – benefit from all market developments. Prosperity Plus gives you the freedom to react to change. Fast. Effortlessly. And to your advantage. Take the opportunity to make flexible adjustments to your premium payments. This will give you 100 % control over your assets.

Your benefits:

  • Free choice of premium amount

    Premium amount can be individually chosen (at least CHF 1'200 per year)

  • Flexibility when it really matters

    Premium waiver in the event of incapacity to work due to illness or accident (6, 12, or 24 month-long waiting times)

  • Add a premium guarantee

    Optional premium guarantee: 50 %, 80 % or 100 % of the invested premium.

  • Flexible payment plan

    Duration and payout timing are freely selectable

  • Individual supplemental payments

    Flexible top-ups from CHF 500 at any time.

Switch & Shift

New goals? Change your investment strategy! Shift investments from one fund to another in order to react intelligently to market change. Switch by changing the distribution of your future deposits to keep the portfolio up-to-date and tailored to you.

End-of-contract management

The parachute for your pension plan! If retirement is approaching, end-of-contract management ensures that your investments are transferred to low-risk investments. This protects your saved capital – ensuring you can glide into retirement with ease!

Rebalancing

Make sure you have a robust portfolio! If the value of your investments changes, it can affect your strategy. By rebalancing, you sell or buy investments to restore the desired split and manage the risk. An important process to achieve your financial goals.

Your independence

Flexible, individual and direct

Direct contact with your intermediary, supplementary payments and access to all documents – possible at any time in your App & Customer Portal.

In constant focus

Your investments. Always visible.

Your money – your platform: see the current value of your portfolio and your growth forecast in your App & Customer Portal.

Digital convenience

Easy and functional

In your browser.
On your smartphone.
Always on your screen.

    Still have questions?

    We can answer them! There are different ways to contact us. We will be happy to help you.

    Download documents

    Ready to download: everything you need at a glance in the Information Hub.

    Protection for your loved ones

    Provide for the people who depend on you, whatever comes. Find out more about Prosperity Duo now.