Care for tomorrow.
Live today.
Save tax, build your wealth flexibly, stay protected: shape your Pillar 3 to fit your life. That way your goals come within reach, now and in retirement.
Everything in hand, whenever you want.
Your Pillar 3 in the app: check the current value, switch funds, adjust your premium — on your phone or in the browser.
No waiting for the asset statement. Current value, return and the trend since the start are there whenever you need them.
So you keep more.
The tax advantage year after year, free choice from over 180 funds and ETFs and, if you want, cover against incapacity to work. All in one app, with a real person by your side when you need one.
What our customers say
Written by people who plan their future with us, right in our app. A selection, shared with their permission.
- Rating: 10 out of 10
What I like most is the transparency and the well-organised app: I can see all my payments and how my investment is doing right now. I also got good advice, and there is always someone to talk to. Keep it up!!!
Translated from German.
Jan S.Contract holder for 5 years - Rating: 10 out of 10
The efficiency and speed of the service are a real plus
Translated from French.
Vivien C. E. G.Contract holder for 3 years - Rating: 10 out of 10
A great overview, every day. The analyses are really clear, and you genuinely look forward to checking in daily to see how your investment is doing.
Translated from German.
Jean-Baptiste C. C.Contract holder for 6 years
Average 7.5 out of 10 for our app, from 973 responses to our yearly survey of customers in their second contract year or later, as of October 2026.
In a few steps to your provision
A few quick questions to get your bearings: which solution fits your situation, and why — no sign-up, no obligation. You're simply exploring your options.
What matters to you?
Pick everything that applies — you can combine several goals.
The right product for every goal.
Whether you want to save tax, invest flexibly, or provide for your partner and children. You decide.
Prosperity Plus
Pillar 3b lets you tap into return opportunities and adapt your pension to fit your life.Prosperity Duo
Save for someone close to you and protect them in case you can no longer provide for them yourself.Prosperity Junior
You build wealth early for a child or grandchild. If you die, Liechtenstein Life takes over the premiums until maturity.Tax-efficient wealth planning with flexible withdrawal rights and death coverage of up to 200% of the premium sum.
Want to know which solution fits you?
Find the policy that fits your situation. Over 1,000 independent intermediaries in our Swiss network are here for you, by phone or in person.
Prosperity isn't a number. Prosperity is the permission to dare the next big step.
Aron Veress, CEO
3 steps to more financial freedom.
Good to know.
A fund-linked policy is a life insurance contract whose contributions are invested in funds you select: capital-market return opportunities combined with the legal framework of an insurance policy. We offer fund-linked policies in Pillar 3a (Prosperity 3a) and Pillar 3b (Prosperity Plus, Duo, Junior and Liechtenstein Life Wealth). The pillar determines which tax rules apply.
Important: insurance policies carry acquisition and administration fees. The value of your investment may fluctuate and can fall below the contributions paid in. Past performance is not an indicator of future results.
Several layers contribute to the security of your capital. Under Liechtenstein law, your fund assets are segregated assets, legally attributed to you and held separately from the insurer's own assets. Insurers in Liechtenstein are supervised by the Financial Market Authority (FMA) with clearly defined capital and risk-management requirements.
At country level, Liechtenstein is one of Europe's most stable financial centres: AAA credit rating, debt-free and running budget surpluses. As an EEA member, EU-compatible supervisory and transparency standards apply.
Yes. Our Pillar 3a is a pension form recognised by the Swiss Federal Tax Administration (FTA) under the Ordinance on the Tax Deductibility of Contributions to Recognised Pension Schemes (OPP 3, SR 831.461.3). You can deduct your contributions from your taxable income up to the annual maximum.
What that is worth to you depends on your canton of residence and your situation, since the cantonal tax laws apply as well. The 3a tax calculator shows how much tax a 3a contribution can save. General information, not tax advice.
The first conversation is usually free and commits you to nothing. If you are already talking to an intermediary, have it there and settle everything else at the same time. If you don't have anyone yet, book it directly on this page and we put you in touch with someone from our network, by phone or where you live. In the conversation you go through your situation together and clarify which solution fits you. Only afterwards do you decide whether to conclude an insurance contract.