Increase wealth. Take advantage of the benefits. For your clients.
World of first-class investment options
- All risk classes
- Passive ETFs
- Active investment funds
- Choose from up to 10 different assets
- 12 free switches and shifts per year
- No front-end load
- Start management and reallocation management for supplemental payments and single contributions
- Strategic end-of-contract management
Satisfied customers thanks to targeted product innovations
Liechtenstein Life Invest
Targeted investments and tax benefits are an excellent way to increase your clients’ wealth. With tax-free earnings during the savings phase and maximised returns. A tailored investment strategy is made possible by the flexible management of capital and the adaptation of investments to suit individual requirements. Regular rebalancing and efficient management minimise risk and exploit the full potential of the investment.
The benefits of Liechtenstein Life Invest – and the beneficiaries
Self-employed people and company foundersHigh tax savings in the payout phase are a particularly attractive way for self-employed people and company founders to minimise their financial burden during retirement. Look ahead to the future today without having to worry.
Top earnersTargeted accumulation of wealth – that is what top earners demand. They are looking to invest their money and achieve high returns. The tax benefit on payout is an additional advantage of Liechtenstein Life Invest.
High-net-worth individualsAccumulating wealth and transferring it in an optimum way requires specific and personalised plans. With Liechtenstein Life Invest, high-net-worth individuals benefit twice: through targeted investments during the savings phase and tax benefits on payout.
A future product – several target groups
- Self-employed people and company founders
Self-employed people and company founders in particular benefit from the attractive opportunity to already grow their pension in a tax-efficient manner during the savings phase, and to drive forward their wealth accumulation at an early stage.
- Top earners
High-income investors face the challenge of counteracting a potential decline in their standard of living in old age – ideally with considerable tax deductibility of pension contributions.
- High-net-worth individuals
High-net-worth individuals are interested in investing their capital in a tax-efficient manner while ideally continuing to grow it. Liechtenstein Life Pension offers the right parameters for this.
Rate benefits at a glance
- Leverage tax benefits through the tax deductibility of contributions (up to € 27,565 for 2024)
- Guaranteed lifelong pension
- Flexible contribution structure and payment
Benefit twice: tax advantages in different phases
Liechtenstein Life Invest offers tax benefits during the payout phase, while with Liechtenstein Life Pension you can enjoy these benefits during the savings phase. By combining both products, synergies can be exploited.
Liechtenstein Life Wealth
The unit-linked life insurance policy offers a tailor-made investment strategy for personal wealth objectives. It offers a wide range of investment options and allows for flexible adjustments. Control and active management remain guaranteed. Your customers benefit from tax savings and precise inheritance transfer.
Liechtenstein Life Wealth – the right choice for special investors
Financially strong investors seeking conscious investmentsFor top earners, Liechtenstein Life Wealth offers an exclusive range of tailor-made investment solutions. Discerning investors benefit most from investments that continue to work.
Well-positioned individuals who are specifically planning their estateEstate arrangements are handled in a relevant and personalised manner by Liechtenstein Life Wealth. The product excels by personally taking into account the wishes of the testator, ensuring that the inheritance yields a positive outcome.
The full range of benefits
Flexible remuneration models
Remuneration agreement
Transparent remuneration with clients made easy – with our financial service provider. The remuneration amount is agreed on an individual basis.
Ongoing NAV remuneration
A net asset value (NAV) remuneration is ideal for building a large client portfolio – especially for long-term contracts. Your benefits at a glance:
- Strengthen client loyalty and increase remuneration for ongoing support
- NAV remuneration grows with the value of the policies
- Remuneration calculable
- No liability periods: NAV remuneration is calculated and paid out retrospectively
This remuneration structure offers a sustainable and growth-oriented solution for managing long-term client relationships.
Double the benefits: combination of both models
Benefit from transparent and long-term support payments. This offers you the benefits of immediate and clearly defined remuneration for the initial advice and setup of your investment. In addition to this, continuous support payments ensure that your investments are optimally managed and adapted over the long term.
Successful together
Your digital connection process starts here – with a face-to-face meeting
Effective technology that suits your needs
Faster. Simpler. Better. Connect your client database directly to our system with APIs that allow applications to communicate seamlessly with each other and share data. This saves you time, effort and resources, which you can then invest in your client relationships instead. Because that’s the best investment you can make.
Tailor-made pension planning. For a worry-free retirement
Give your clients the exact retirement they want.
Prosperity Plus offers more: investment strategies can be adjusted at any time, with a free choice of up to 10 funds. A life-long pension for a fulfilling retirement in line with your clients’ preferences.
