Liechtenstein Life Pension
Long-term focus: your basis for a carefree life in old age
Your pension plan with the "Basisrente": invest in a targeted way and offset contributions against tax. The result? Optimised accumulation of wealth and the best possible tax savings.
The optional contribution guarantee can secure a large part of your deposits for your individual plans. Therefore: feel free to sit back and relax.
Benefit from a unit-linked savings phase in which your savings can grow through targeted investment. Enjoy a lifelong pension when you retire. This way, you always have control over your financial future.
Your benefits:
- Utilise tax benefits
Significant tax deductibility of your premiums, 100 % income tax deductible (up to € 27,565.20 for 2024)
- Protection for life
Guaranteed lifelong pension
- Individually customisable
Flexible premium structure and payments
- Flexibility when it matters
Exemption from contributions in the event of disability due to illness or accident
- A good feeling month after month
Life annuity with payments made on a monthly basis
To achieve your financial goals and respond adequately to market changes, it is advisable to adjust your investment strategy. Shift investments between funds to ensure optimum positioning of your portfolio. Switch the allocation of your future contributions to ensure your portfolio remains on track – up to 12x per year included.
As a reliable method of protection for your pension plan, end-of-contract management ensures a diligent transfer of your investments from riskier to more risk-averse forms of investment. This process helps to selectively shift your accumulated capital, allowing you to transition into a new phase of your life with peace of mind.
Market fluctuations can have a significant impact on your investment strategy. Regular rebalancing allows you to restore the original asset allocation by selling or buying securities and thereby controlling your risk.
