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Plan for your future – with Prosperity Plus

Your personal pension plan

For a tailor-made retirement. You have control over your investment and can adjust it to suit your life circumstances – from supplemental payments to premium increases. You can withdraw capital any time, giving you liquidity and freedom.

Your individual path to more peace of mind

Your financial future is in the best hands: yours! With a guaranteed lifetime pension, giving you peace of mind after your working life has come to an end. Thanks to survivors’ insurance, you can now look to the future with peace of mind. Prosperity Plus not only offers a personalised financial basis, but will also protect your loved ones as well.

The freedom to choose

Choose from up to 10 funds at once to tailor your investment strategy to your own needs. You also have the option to claim some of your pension prior to the contractual start of your pension. If you wish.

    Your benefits:

    • Start making provisions for the future whenever you’re ready

      Age of the policyholder at entry: 18 to 80 years

    • Flexible access to your money

      Possible as a lump-sum payout or as a pension

    • You determine what you can pay

      Supplemental payments possible from €100

    • Your pension plan, your choice

      Premium guarantee model (choose from 50 % or 80 %)

    • Relief in the event of an emergency

      Optional exemption from contributions (transfer of contributions)

    • Protection when it really matters

      Contractual payments in the event of the insured person’s death

    Switch & Shift

    New goals? Change your investment strategy! Shift investments from one fund to another in order to react intelligently to market change. Switch by changing the distribution of your future deposits to keep the portfolio up-to-date and tailored to you.

    End-of-contract management

    The parachute for your pension plan! If retirement is approaching, end-of-contract management ensures that your investments are transferred to low-risk investments. This mitigates short-term price fluctuations so you can glide into retirement with more peace of mind!

    Rebalancing

    Make sure you have a robust portfolio! If the value of your investments changes, it can affect your strategy. By rebalancing, you can sell or buy investments to restore the desired split and manage the risk. An important process to achieve your financial goals.

      Your independence

      Flexible, individual and direct

      Direct contact with your agent, supplemental payments and access to all documents – possible at any time in your Prosperity app.

      In constant focus

      Your investments. Always visible.

      Your money – your platform: see the current value of your portfolio and your growth forecast in your Prosperity app.

      Digital convenience

      Easy and functional

      In your browser.
      On your smartphone.
      Always on your screen.

        Compelling quality – multiple awards

        The insurance solutions of Liechtenstein Life demonstrate quality and innovation. Find out what makes them so special.

        Would you like to know more?

        Discover the right product for you and your personal circumstances. More than 1000 brokers will be happy to advise you.