Liechtenstein Life Wealth

Strategically accumulate wealth. Liechtenstein Life Wealth – your holistic pension solution

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Your visions. Your decisions.

Discover Liechtenstein Life Wealth – the product solution for the efficient accumulation and transfer of wealth. Tax-effective. Flexible. Long-term.

Today
  • Capital-market investment with no ongoing withholding tax
  • Flexible contract structuring with an individual beneficiary nomination
  • Phased reallocation into target funds
Tomorrow
  • Asset transfer using tax-free allowances
  • Tax-privileged partial withdrawals under the 12/62 rule
  • Flexible contribution pause of up to 36 months
Beyond
  • Maximum end age of 120 for strategic wealth planning
  • Comprehensive Termfix option
  • Income-tax-free lump-sum payout in the event of death

The tailor-made investment strategy for your wealth objectives

  • Well-positioned individuals, with a focus on well-thought-out investments

    The combination of diversification and long-term planning makes Liechtenstein Life Wealth attractive for wealthy investors who wish to invest purposefully and strategically.

  • Financially strong investors who systematically plan their estate

    Inheritances that yield positive outcomes: Liechtenstein Life Wealth facilitates tax-effective asset transfer, which is particularly important for large assets. Investors benefit from inheritance and gift allowances.

Our clients can expect comprehensive wealth management, targeted wealth accumulation and efficient inheritance planning.

Aron Veress, PhD, CEO Liechtenstein Life Assurance AG

Your key to worry-free inheritance planning.

Plan your legacy in line with your wishes. Personalised estate management with a wealth plan individually tailored to you. With flexible adjustments, you remain in total control.

An investment in the future.

Unit-linked life insurance offers a wide range of investment options for a growth-oriented investment strategy. Broad diversification of financial assets reduces risk and promotes return opportunities.

The contemporary form of personalised asset management.

Allow yourself the freedom to shape your own financial future. Adapt your strategies as needed and actively steer your investments. This allows you to maintain full control over your investment at all times – and for life.

Small details, big impact

  • Capital stays invested for the long term and earns returns with no ongoing withholding tax
  • A maximum end age of 120 makes wealth planning across several generations possible
  • Contractual flexibility allows two policyholders and individual beneficiary nominations
  • The optional phased reallocation reduces the risk of entering the market at an unfavourable moment
  • Partial withdrawals are tax-privileged after 12 years and from the age of 62
  • The death benefit can be taken either as a lump sum or as a lifelong annuity
Switch & Shift

To achieve your financial goals and respond adequately to market changes, it is advisable to adjust your investment strategy. Shift investments between funds to ensure optimum positioning of your portfolio. Switch the allocation of your future contributions to ensure the planned alignment of your portfolio – 12x per year included.

Rebalancing

Market fluctuations can have a significant impact on your investment strategy. Regular rebalancing allows you to restore the original asset allocation by selling or buying securities and thereby controlling your risk.

Let tax advantages and time do the work

See how tax savings and compounding play together over the years – illustrated with a non-binding model calculation.

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Your diversified portfolio – trusting in Liechtenstein

Country rating: AAA Standard & Poor’s – zero national debt
With the highest financial standing, Liechtenstein is among the most economically stable countries in the world – and is one of the few that remain debt-free.
Location independent of the EU – client funds are legally protected
The interplay of legal certainty and political sovereignty makes Liechtenstein an attractive environment for managing assets and financial services.
Managed client assets of over CHF 420 billion
As a significant financial centre in the heart of Europe, Liechtenstein provides the ideal framework conditions for long-term assets.

    Award-winning insurance quality

    The insurance solutions of Liechtenstein Life demonstrate quality and innovation. Find out what makes them so special.

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