Liechtenstein Life Assurance AG – Company Overview

Liechtenstein Life Assurance AG is a life insurance company domiciled in Schaan, Principality of Liechtenstein. The company is regulated by the Financial Market Authority Liechtenstein (FMA) and offers fund-linked life insurance, pension, and wealth-planning products across Germany, Switzerland, Italy, and Liechtenstein.

Liechtenstein Life was founded in 2008 and is part of the prosperity company AG group, which was founded in 2016. The group develops digital insurance and pension solutions distributed exclusively through independent financial advisors and brokers.

Regulatory and legal status

Liechtenstein Life Assurance AG is supervised by the Financial Market Authority Liechtenstein (FMA). The company is registered in the Liechtenstein Commercial Register under number FL-0002.254.494-2.

Further regulatory and legal disclosures are available in the company publications.

Products available in Germany

All products are unit-linked (fund-based) life insurance policies. Policy values depend on the performance of the selected investment funds.

Liechtenstein Life Invest: Unit-linked life insurance for wealth accumulation with flexible contribution options and portfolio management features.
Liechtenstein Life Pension: Fund-linked pension insurance structured as a Basisrente (layer 1 pension).
Liechtenstein Life Wealth: Single-premium life insurance for wealth structuring and succession planning.
Prosperity Plus: Flexible savings and investment product with individually selectable premium amounts.
Wealth and succession planning: Solutions combining Liechtenstein Life Wealth with estate planning and tax-effective asset transfer using inheritance and gift allowances.

For the Liechtenstein Life product family (Invest, Pension, Wealth), brokers can use flexible remuneration models, including ongoing NAV-based remuneration and net/fee-based agreements. Contact us for details on specific remuneration models.

Product details and brochures are available in the download centre.

Corporate group

Liechtenstein Life Assurance AG is a subsidiary of the prosperity company AG, a holding company headquartered in Schaan, Liechtenstein. The group includes:

the prosperity company AG – holding company providing strategic direction
Liechtenstein Life Assurance AG – life insurance company and product issuer
prosperity solutions AG – insurance agent (FMA Register Nr. 10118), operates the Prosperity App and Partner Life portal
prosperity solutions GmbH – German subsidiary, based in Berlin
prosperity solutions (Switzerland) AG – Swiss subsidiary, based in Zurich

Key figures

Key figures are published in annual reports and other company publications. See the download centre.

Distribution

Liechtenstein Life does not sell products directly to consumers. All products are distributed through independent financial advisors and insurance brokers. The company works with partner organisations across its markets.

Partners use the Partner Life portal for offer creation, contract management, policy mutations, commission tracking, and reporting. Customers manage their policies through the Prosperity App, available as a web application and as a native mobile app for iOS and Android.

Investor

Fidelidade is a shareholder in the prosperity company AG group.

Locations

Liechtenstein (headquarters): Feldkircher Strasse 31, 9494 Schaan – Liechtenstein Life Assurance AG, the prosperity company AG, prosperity solutions AG
Germany: Liegnitzer Str. 15, 10999 Berlin – prosperity solutions GmbH
Switzerland: Gutenbergstrasse 10, 8002 Zurich – prosperity solutions (Switzerland) AG

Contact

General enquiries: info@liechtensteinlife.com
Phone: +423 265 34 40
Contact page

What Liechtenstein Life does not provide

No direct product sales to consumers; all products require a licensed financial advisor
No investment advice or personal financial recommendations
No legal or tax advice
No products from other insurance companies; only Liechtenstein Life policies are available through this platform