Disclaimer Calculator

The level of effective performance depends on the actual performance of the fund or investment strategy you have selected and cannot be predicted. The maturity benefits calculated for the three performances do not represent upper or lower limits for the actual payout amount. Rather, they are to be understood exclusively as an example and are not guaranteed. The statements based on the projected values are therefore non-binding and serve solely as a possible example.

This is the amount you would receive if you were to stash the same amount under your mattress each month. You will find that this value is higher than the possible return to begin with. This is due to the costs and fees you pay, which may be offset later if your money achieves a positive return. This also demonstrates why we refer to this as a long-term product.

Model calculation The level of effective performance depends on the actual performance of the fund or investment strategy and cannot be predicted. The maturity benefits calculated for the development of the three performances do not represent upper or lower limits for the actual payout amount. Rather, they are to be understood exclusively as an example and are therefore not guaranteed.

Risk notice Please note that due to fluctuations in the capital markets, the payout amount from the insurance contract may be lower than the total of the premiums paid in, and a loss of recoverability is theoretically possible. The investment and issuer risk is borne exclusively by the policyholder.

Non-binding statements Past performance is not an indication of the future performance of a fund or investment strategy. The actual result depends on market developments (e.g. price, interest rate and currency fluctuations) and may therefore be higher or lower. The values stated cannot be guaranteed. Where agreed, we can guarantee the death benefit or survival benefit as per the validity date.